Guide

Paying for private school in Indianapolis, layer by layer

Most metro families who choose a private school combine the state voucher with one or two smaller sources. Here is the order that tends to work and where each piece comes from.

Last verified: October 2026

What should an Indianapolis family apply for first?

The Choice Scholarship, because every other source is calculated after it. Find your district's 2026-27 amount, then ask the school what tuition and fees will be on the application.

Where does an SGO scholarship fit?

Second, if your household is within 400% of the free and reduced-price lunch line. The Institute for Quality Education, Sagamore Institute and the Lutheran SGO partner with most Choice schools in the metro, and their grants can cover what the voucher doesn't.

What does a parish or church rate change?

It lowers tuition before the voucher is applied, which can mean the voucher covers the full bill. Ask Catholic, Lutheran and Baptist schools for member pricing in writing.

What if my child has an IEP?

Compare the ESA with Choice before you enroll. The ESA adds special education funding to the base amount and can pay therapists and tutors, not just tuition.

What comes last?

School-based aid and, at participating church and community schools, the Edu Fund partner scholarship. From 2027 the federal Education Freedom Tax Credit may add another SGO layer for families under 300% of area median income.

A funding stack, in order
LayerSourceWho decides
1Choice Scholarship (district amount, capped at tuition)State formula
2SGO scholarshipThe SGO, within state rules
3Parish, member or sibling rateSchool or congregation
4Need-based school aid or partner fundSchool / partner

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See which Indiana programs fit your child

Five questions, about two minutes. Then a tuition counselor phones with your district's voucher figure and the layers that stack on it.

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